Financial Planning
life insurance for retirees

Life Insurance for Retirees, Do You Need It?

Will I need life insurance after retirement? This is probably the question you have been asking yourself, especially if you are still far from retiring. Life might be how you want it now, but a lot of things are bound to change after retirement. Perhaps you are approaching retirement and you are considering taking out…
Read More
court ordered life insurance

Court-ordered Life Insurance, When You’ll Need It and How to Get It

Under normal circumstances, people take out life insurance for different reasons, eg, income replacement, providing finances for their loved ones, loan collateral, paying off a mortgage, and so on. And while taking out a life insurance policy is voluntary, sometimes the court may order you to get a new one or maintain an already-existing one.…
Read More

Life Insurance and Divorce, the Ultimate Guide

Statistics show that almost half of all marriages end up in divorce, and although no one marries with the intention of becoming a statistic, a divorce might be a few years down the line after your marriage begins. Sometimes divorces are smooth, but sometimes it can be a destructive spiral of depression for both parties. …
Read More
2nd to die life insurance

2nd to Die Life Insurance, What it is, How it Works and Do You Need it?

In this life, one of the most essential aspects as human beings is to take good care of our families. We only have one chance to live, and it’s therefore imperative to take such a great opportunity to offer emotional love and support to those people who matter in our lives. When you are alive,…
Read More
Best Single Premium Life insurance

Best Single Premium Life Insurance, Which Type of Coverage is Best?

When you are looking into life insurance policies, it’s a good idea to do your research. You want to make sure that you get the right policy for your needs. Not all types of life insurance work for every person. There are a handful of factors that can change the type of insurance you need.…
Read More
single premium term life insurance

Single Premium Term Life Insurance, Good, Bad, and Other Options

Life insurance has many benefits, but the main one is to provide financial support, which can cater to those left behind when you are gone. The beneficiaries are paid as soon as you die to help them maintain the financial standards you had set for them. It does not take long process like estate inheritance…
Read More
single premium whole life insurance companies

Single Premium Whole Life Carriers, Whole Life Insurance Companies That Offer Single Premium

Life insurance is very important so you need to make sure you do it right. There are lots of considerations to make about life insurance. There is plenty to research before you make the big jump into a life insurance policy. By doing your research, you can make sure that you are getting the best…
Read More
Single Premium Universal life insurance

Single Premium Universal Life insurance Pros and Cons

Before you consider signing up for single premium universal life insurance, it is a good idea to do your research. You should be aware of how it works and all of its pros and cons. This helps to ensure that you get the best type of life insurance for your specific needs. Without looking into…
Read More
Life insurance for high net worth

High Net Worth Life Insurance, a Guide for Wealthy Individuals

When you’re a high net worth individual, it’s easy to think that you don’t really need a life insurance because you already have enough money and investments that can secure you financially. Which isn’t always true. By definition, you are a high net worth individual if you have no less than $1 million in investable…
Read More