Blog | CFA Insurance

Health Factors That Impact Life Insurance Rates and How to Improve Them

Life insurance is an essential financial safety net for many families, providing peace of mind and protection against unexpected loss. Life insurance rates are influenced by numerous factors, including age, gender, occupation, and lifestyle choices. Among these, health factors play a significant role in determining premium rates, as they directly affect life expectancy and the…

Careers That Impact Your Life Insurance Rates: The Connection Between Profession and Premiums

Life insurance premiums are calculated based on various factors, including age, gender, health, and lifestyle choices. However, many people are unaware that their occupation can also play a significant role in determining their life insurance rates. This article will explore the careers that can impact your life insurance premiums, the reasons behind these differences, and…

Understanding The New Washington State Long Term Care Act

The state of Washington passed a new law mandating the establishment of public long-term care for the locals. While Medicaid does not cover nursing home or assisted living costs, the Long Term Care Act was created in an effort by the state government to provide long term care for at least seven out of ten…

40 Year Term Life Insurance Guide

When it comes to term life insurance, the biggest complaints are for the 30-year term limit. A lot of insurance companies only offer term life policies of up to 30 years. This is counterintuitive considering that term life policies have lower rates when compared to permanent policies, so it would only make sense to include…

Life Insurance for 45-Year-Old Male?

Any 45-year-old male can confidently purchase a life insurance policy. However, it is important to understand that life insurance is different for every individual. Oftentimes, your needs determine the type of life insurance policy you need and the amount of coverage that will suit you best. For instance, a 45-year-old man with young kids might…

Life Insurance For a 30-Year-Old, Guide to Coverage

Life insurance is without a doubt one of the biggest financial debates, to buy or to not buy? And when you are in your thirties, you might be torn between whether you need it or not. From buying a new house to starting a family, getting a steady income source or advancing your career, and…

Best Life Insurance For Doctors And Medical Professionals

Life insurance protects yourself and those you love. No one knows better about protecting and serving those around you than doctors and medical professionals. In the medical field, doctors, nurses, and others go through large swings of debt to financial success. This alone is a good reason for any medical professional to consider life insurance.…

$10,000,000 Dollar Life Insurance, How to Get It and Who Needs It

$10,000,000 in coverage through life insurance policies may seem like a lot. However, depending on your personal situation it may not be as much as you think. Life insurance’s primary focus is the death benefit which allows you to take care of your family well after you are gone. While passing down money and assets…

Best Life Insurance For Entrepreneurs, What You Need

Being an entrepreneur is special. The business ends up being your baby but depending on where you are in life you may have real babies and a family also. That’s why regardless of your current state life insurance is an important thing for all entrepreneurs to consider. The type of life insurance you look at…