If you have a criminal record, you can still purchase a life insurance policy. When applying for life coverage, you need to provide the requisite information. Remember your insurer will use such information either approve or decline your application. The insurance company needs to know if you have ever been charged with any crime. For.. More

In life insurance, it is good to understand that not everyone who applies gets accepted. Life insurance companies usually tread with caution when examining prospective applicants to ensure they enroll only qualified candidates. If everybody who applies for life insurance policy were to be accepted, then insurers could be taking a significant risk. So, the.. More

Smoking is a habit and stopping it may not be that easy. Smokers are more likely than non-smokers to die of respiratory diseases, stroke and cardiovascular complications. This is according to research carried out by the medical community in the United States. The medical research team found out that cigarette smoking is linked to health.. More

If you’re in a business partnership, you already have a lot on your plate. You have to manage a business, a team of employees, and keep your clients happy. This can take up a lot of your time and energy. Unfortunately, it’s likely that you overlooked life insurance. Your business partnership needs life insurance just.. More

Finding the right life insurance policy requires thorough legwork and due diligence. You can’t just go for any policy that a particular company is selling prior to digging deeper to know exactly what the coverage entails. Apart from finding the right life insurance provider, you ought to consider the procedures and protocols involved. For instance,.. More

If you’ve started searching for life insurance, you have likely noticed that you will need to get a medical exam for most policies. This gives the insurer some insight on how healthy—or unhealthy—you are. This then affects your policy rate based on how risky it may be for a company to insure you. Whole life.. More

Before you start looking into any type of life insurance, it’s good to do your research. You should have a good idea of what to expect. It’s smart to figure out what you will be getting with a policy, how much you will be paying, and what’s going to influence those costs. Knowing these things.. More

If you are working as a law enforcement officer, you already know the amount of risk associated with your occupation. You must protect the citizens while risking your own life. Although every field of occupation has its drawbacks, the law enforcement industry is not a go-zone for many. As such, officers working there, especially police.. More

Life insurance is arguably the best kind of insurance protection that one can subscribe to since it is focused on your families well being. There are many types of insurance coverages offered by different one but perhaps the most common one and arguably one of the best is guaranteed universal life insurance. What is Guaranteed.. More