no medical exam life insurance affordable

No Medical Exam Life Insurance, Stay Affordable and Skip the Exam

When it comes to getting life insurance, what clicks in the minds of many people is whether it is possible to get a life insurance policy without a medical exam or blood test. Most of the individuals looking for life insurance have poor health. And because of this, they have decided to go without the…
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life insurance for fighters

Life Insurance for Firefighters, Getting Affordable Coverage

Firefighters put their lives at great when putting out fires to protect people and property. As a firefighter, this is your career, and you already know all the risks associated with it. Most people think that life insurance is not a thing for firefighters and law enforcers. But this is not true because most of…
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life insurance with felony criminal record

Getting Life Insurance With a Felony or Criminal Record

If you have a criminal record, you can still purchase a life insurance policy. When applying for life coverage, you need to provide the requisite information. Remember your insurer will use such information either approve or decline your application. The insurance company needs to know if you have ever been charged with any crime. For…
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life insurance urine test

Life Insurance Urine Test, Why Companies Take it and How to Avoid it

In life insurance, it is good to understand that not everyone who applies gets accepted. Life insurance companies usually tread with caution when examining prospective applicants to ensure they enroll only qualified candidates. If everybody who applies for life insurance policy were to be accepted, then insurers could be taking a significant risk. So, the…
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Life insurance for smokers over 50

Life Insurance for Smokers Over 50, Can I Get Coverage and at What Rate?

Smoking is a habit and stopping it may not be that easy. Smokers are more likely than non-smokers to die of respiratory diseases, stroke and cardiovascular complications. This is according to research carried out by the medical community in the United States. The medical research team found out that cigarette smoking is linked to health…
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business partnership life insurance

Business Partnership Life Insurance, Why Get It and What to Get

If you’re in a business partnership, you already have a lot on your plate. You have to manage a business, a team of employees, and keep your clients happy. This can take up a lot of your time and energy. Unfortunately, it’s likely that you overlooked life insurance. Your business partnership needs life insurance just…
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get life insurance now

How to Get Life Insurance Now, or Within a Few Days

Finding the right life insurance policy requires thorough legwork and due diligence. You can’t just go for any policy that a particular company is selling prior to digging deeper to know exactly what the coverage entails. Apart from finding the right life insurance provider, you ought to consider the procedures and protocols involved. For instance,…
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Whole life insurance with no exam

Can I Get Whole Life Insurance Without a Medical Exam?

If you’ve started searching for life insurance, you have likely noticed that you will need to get a medical exam for most policies. This gives the insurer some insight on how healthy—or unhealthy—you are. This then affects your policy rate based on how risky it may be for a company to insure you. Whole life…
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500k term life insurance cost

500k Term Life Insurance Cost?

Before you start looking into any type of life insurance, it’s good to do your research. You should have a good idea of what to expect. It’s smart to figure out what you will be getting with a policy, how much you will be paying, and what’s going to influence those costs. Knowing these things…
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