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If you’re self-employed, you don’t have the same access to life insurance as those who receive insurance through their employer. Since you won’t be getting that coverage, you will have to find life insurance for yourself. This might sound intimidating, but it’s not too great of a challenge. Lots of folks are self-employed and figure.. More

Being a business owner comes with its share of challenges that you have to navigate on your own. One of the things that you may have recently discovered is that as a business owner, you need life insurance. One of the reaons is that you dont get the perks of group coverage offered to those.. More

Insurance companies can be quite intrusive when one is applying for life insurance coverage. Questions regarding one’s health, family history, and hobbies are quite common. Answers to such questions determine a great deal, the kind of coverage a firm would offer, given the risks at hand. Health and lifestyle questions are the most common as.. More

It can be a little bit daunting and difficult to get a life insurance if you’re a type 1 diabetic. Just by having the disease automatically puts you in the high-risk cases. And because insurers have a natural aversion to applicants who have chronic health conditions, your chance of getting insured is very minimal. But.. More

There’s no question that a life insurance can make your family financially protected when you die, but taking out a policy can be a little daunting if you’re unsure of what type of cover that matches your needs and what type of premium rate suits you best. Remember that getting a coverage is a major.. More

Getting insured as a type 2 diabetic might seem difficult, but this doesn’t mean that you don’t have any chance at all. You still have plenty of options. It’s true that diabetics can be turned down by underwriters. This is because insurers naturally favor applicants with a very low health risk. And anyone with a.. More

A guaranteed universal life insurance or GUL is a type of universal life insurance, which is a permanent life insurance policy. It provides a fixed premium rate but it is unique in many ways. Unlike the term life policies where the coverage is based on term periods, a GUL coverage is based on age. This.. More

Getting insured is one of the best things that you can do for your family. It ensures that they will be financially protected when you die. And knowing that they’ll be fine can bring you a sense of security and peace of mind. But finding the best life insurance policy can be difficult if you’re.. More

Traditionally, getting an insurance coverage requires one to undergo a lengthy and tedious underwriting process. This usually consists of an interview and a medical exam. Essentially, the interview is designed to assess your medical history. For this purpose, you might be asked about your previous illnesses, family’s medical history, occupation, lifestyle, vices, driving record, and.. More