High Risk Life Insurance Archives

High Risk Life Insurance

Health Factors That Impact Life Insurance Rates and How to Improve Them

Life insurance is an essential financial safety net for many families, providing peace of mind and protection against unexpected loss. Life insurance rates are influenced by numerous factors, including age, gender, occupation, and lifestyle choices. Among these, health factors play a significant role in determining premium rates, as they directly affect life expectancy and the…

Careers That Impact Your Life Insurance Rates: The Connection Between Profession and Premiums

Life insurance premiums are calculated based on various factors, including age, gender, health, and lifestyle choices. However, many people are unaware that their occupation can also play a significant role in determining their life insurance rates. This article will explore the careers that can impact your life insurance premiums, the reasons behind these differences, and…

Life Insurance Coverage For Skydivers, What You Need to Know About Getting The Best Rates

Skydiving is one of the most thrilling experiences ever for those that dare jump from incredible heights. However, it is also an extremely dangerous endeavor. If something goes wrong, then that might be the end of you. This is obviously something that many skydivers have thought about, and it is also the reason that their…

Life Insurance Companies for Diabetics, Which One is Best?

Sometimes it hard to qualify for a life insurance policy if you have diabetes. Diabetic people are highly risky to insure, but this does not mean that they cannot qualify for life insurance policies. In fact, it is very possible to qualify for affordable packages and avoid the high premiums paid by diabetics. Can diabetics…

High Risk Life Insurance Companies That Will Give You Coverage

A lot of people struggle with getting approved for insurance coverage, and if they happen to qualify for a policy, they will have to pay higher premiums and will most likely get low coverage. Before qualifying for an insurance policy, there are a few factors that help determine your eligibility and the riskier you are,…

Life Insurance for Firefighters, Getting Affordable Coverage

Firefighters put their lives at great when putting out fires to protect people and property. As a firefighter, this is your career, and you already know all the risks associated with it. Most people think that life insurance is not a thing for firefighters and law enforcers. But this is not true because most of…

life insurance with felony criminal record

Getting Life Insurance With a Felony or Criminal Record

If you have a criminal record, you can still purchase a life insurance policy. When applying for life coverage, you need to provide the requisite information. Remember your insurer will use such information either approve or decline your application. The insurance company needs to know if you have ever been charged with any crime. For…

Life Insurance for Smokers Over 50, Can I Get Coverage and at What Rate?

Smoking is a habit and stopping it may not be that easy. Smokers are more likely than non-smokers to die of respiratory diseases, stroke and cardiovascular complications. This is according to research carried out by the medical community in the United States. The medical research team found out that cigarette smoking is linked to health…

Life Insurance for Law Enforcement Officers, High Risk Doesn’t Mean High Rate

If you are working as a law enforcement officer, you already know the amount of risk associated with your occupation. You must protect the citizens while risking your own life. Although every field of occupation has its drawbacks, the law enforcement industry is not a go-zone for many. As such, officers working there, especially police…