guaranteed life insurance company

Guaranteed Universal Life Insurance Companies, Your Best Options

If you are interested in guaranteed universal life insurance, you probably want to learn more about it. It is good to know exactly what you are getting into before you commit to anything major. In addition to learning about guaranteed universal life insurance, you will want to do your research about each of the companies…
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life insurance if you're self employed

Life Insurance for the Self Employed, Getting Coverage Without a 9 to 5

If you’re self-employed, you don’t have the same access to life insurance as those who receive insurance through their employer. Since you won’t be getting that coverage, you will have to find life insurance for yourself. This might sound intimidating, but it’s not too great of a challenge. Lots of folks are self-employed and figure…
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life insurance for business owners

Life Insurance for Business Owners, Why You Need it and What to Get

Being a business owner comes with its share of challenges that you have to navigate on your own. One of the things that you may have recently discovered is that as a business owner, you need life insurance. One of the reaons is that you dont get the perks of group coverage offered to those…
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Life Insurance Health Questions

Life Insurance Health Questions You Will Be Asked When Applying For Coverage

Insurance companies can be quite intrusive when one is applying for life insurance coverage. Questions regarding one’s health, family history, and hobbies are quite common. Answers to such questions determine a great deal, the kind of coverage a firm would offer, given the risks at hand. Health and lifestyle questions are the most common as…
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life insurance with type 1 diabetes

Life Insurance With Type 1 Diabetes, Getting the Best Rate

It can be a little bit daunting and difficult to get a life insurance if you’re a type 1 diabetic. Just by having the disease automatically puts you in the high-risk cases. And because insurers have a natural aversion to applicants who have chronic health conditions, your chance of getting insured is very minimal. But…
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Life Insurance with Fixed Premium Rates, What are my Options?

There’s no question that a life insurance can make your family financially protected when you die, but taking out a policy can be a little daunting if you’re unsure of what type of cover that matches your needs and what type of premium rate suits you best. Remember that getting a coverage is a major…
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life insurance with type 2 diabetes

Life Insurance With Diabetes Type 2, What is the Best Coverage ?

Getting insured as a type 2 diabetic might seem difficult, but this doesn’t mean that you don’t have any chance at all. You still have plenty of options. It’s true that diabetics can be turned down by underwriters. This is because insurers naturally favor applicants with a very low health risk. And anyone with a…
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Guaranteed Universal life insurance pros and cons

Guaranteed Universal Life Insurance Pros and Cons

A guaranteed universal life insurance or GUL is a type of universal life insurance, which is a permanent life insurance policy. It provides a fixed premium rate but it is unique in many ways. Unlike the term life policies where the coverage is based on term periods, a GUL coverage is based on age. This…
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Life insurance for dummies

Life Insurance for Dummies, a Laymen’s Terms Life Insurance Guide

Getting insured is one of the best things that you can do for your family. It ensures that they will be financially protected when you die. And knowing that they’ll be fine can bring you a sense of security and peace of mind. But finding the best life insurance policy can be difficult if you’re…
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