Life insurance for smokers over 50

Life Insurance for Smokers Over 50, Can I Get Coverage and at What Rate?

Smoking is a habit and stopping it may not be that easy. Smokers are more likely than non-smokers to die of respiratory diseases, stroke and cardiovascular complications. This is according to research carried out by the medical community in the United States. The medical research team found out that cigarette smoking is linked to health…
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business partnership life insurance

Business Partnership Life Insurance, Why Get It and What to Get

If you’re in a business partnership, you already have a lot on your plate. You have to manage a business, a team of employees, and keep your clients happy. This can take up a lot of your time and energy. Unfortunately, it’s likely that you overlooked life insurance. Your business partnership needs life insurance just…
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get life insurance now

How to Get Life Insurance Now, or Within a Few Days

Finding the right life insurance policy requires thorough legwork and due diligence. You can’t just go for any policy that a particular company is selling prior to digging deeper to know exactly what the coverage entails. Apart from finding the right life insurance provider, you ought to consider the procedures and protocols involved. For instance,…
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Whole life insurance with no exam

Can I Get Whole Life Insurance Without a Medical Exam?

If you’ve started searching for life insurance, you have likely noticed that you will need to get a medical exam for most policies. This gives the insurer some insight on how healthy—or unhealthy—you are. This then affects your policy rate based on how risky it may be for a company to insure you. Whole life…
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500k term life insurance cost

500k Term Life Insurance Cost?

Before you start looking into any type of life insurance, it’s good to do your research. You should have a good idea of what to expect. It’s smart to figure out what you will be getting with a policy, how much you will be paying, and what’s going to influence those costs. Knowing these things…
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Life insurance for law enforcement

Life Insurance for Law Enforcement Officers, High Risk Doesn’t Mean High Rate

If you are working as a law enforcement officer, you already know the amount of risk associated with your occupation. You must protect the citizens while risking your own life. Although every field of occupation has its drawbacks, the law enforcement industry is not a go-zone for many. As such, officers working there, especially police…
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guaranteed Universal Life insurance quotes

Guaranteed Universal Life Insurance Quotes, What Does it Cost?

Life insurance is arguably the best kind of insurance protection that one can subscribe to since it is focused on your families well being. There are many types of insurance coverages offered by different one but perhaps the most common one and arguably one of the best is guaranteed universal life insurance. What is Guaranteed…
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life insurance for SBA loan

Life Insurance for SBA Loan, A Guide to Getting the Right Policy

Establishing a small business can be complicated, especially if you lack the startup capital. As a dedicated entrepreneur, you need to explore as many options as possible in order to get started. Remember that your close friend or relative may not be willing to offer you cash for your business startup. As such, you may…
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instant approval life insurance

Instant Approval Life insurance, How to Avoid the Underwriting Process

You are probably familiar with the standard process of getting life insurance. This usually includes a 4 to 8 -week underwriting process. In most cases, you will have to deal with an underwriting process. During this process, the life insurance company looks at your health information. This includes your family’s health history, the prescriptions you’re…
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